Overseas Travel Insurance

The joys of travel have no bounds. You get to be in a new place, explore new things and see a world different than the one you live in. At times like these, you do not expect things to go wrong. Do you? Well, you cannot control your situation and things that have to happen certainly do, including your holiday trip. Be it for business or leisure, international travel insurance is one thing that you can rely on, during an unexpected event on your foreign trip

Ideally, you need to apply for overseas travel insurance before you plan to travel to a destination. This means that you would be covered for any unexpected events like loss of passport, missed connections, loss of baggage or a hotel emergency during your trip.

So when should you apply for overseas travel insurance? If you are traveling to Europe, you will need travel insurance for a Schengen visa. This is a pre-requisite and mandatory before you apply for a visit to any of the Schengen regions.

However, this is not the case for traveling to the United States of America. There is no pre-requisite for a travel insurance while applying for a visa. However, you can, and ideally should, apply for overseas travel insurance to the USA before you head out for your journey. This would cover you during your trip, and you will be able to tackle any unexpected events that may occur.

The same is also applicable for travel to the United Kingdom. You will not be asked for travel insurance during your visa interview. However, you should buy international travel insurance, incase of an emergency during your holiday costing a lot of money. Your travel insurance to the UK should also cover trip cancellation or interruption, Hijack Distress Allowance and home-burglary, among other aspects.

Some travel insurance to Canada can also cover pre-existing ailments, however, it is subject to medical tests. Also, if you are buying travel insurance in India, make sure the policy covers medical costs in Canada. Make sure you buy this before you leave for your holiday as there will be a waiting period for the travel insurance to be issued.

Worries should not mar your holiday. After all, it's best to be prepared always